Know your numbers

Three free tools, built for your phone. No sign-up, no credit check, nothing that touches your credit file.

Are you ready to buy?

Six questions and you know your real buying power as a range, checked against 8 key New Zealand banks. Built for first home buyers.

Price and deposit in, repayments out — pre-filled with today's advertised bank rates, or type your own.

Drag a slider and watch what extra repayments, a lump sum or an offset does to your interest bill and payoff date.